Royal Bank of Canada Visa Credit Cards in Sydney (2024)

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RBC Visa Cards Features How to Apply for an RBC Visa Credit Card in Sydney? Eligibility Requirements Additional Resources Sources FAQs

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Royal Bank of Canada Visa Credit Cards in Sydney (17)

On 19.08.2024 you have access to 15 Royal Bank of Canada Visa credit cards. Increase your chances of approval by filling out a multi-application with a free credit rating check.

Offers: 15

Updated

19.08.2024

14:32

Royal Bank of Canada Visa Credit Cards in Sydney (18)

Royal Bank of Canada

RBC Avion Visa Infinite®

Rating by Finanso®

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Recommended FinScore™

300

650

1000

Rate

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Effective interest rate on the product

21.99% - 22.99%

Royal Bank of Canada Visa Credit Cards in Sydney (19)

Royal Bank of Canada

RBC® Cathay Pacific Visa‡ Platinum card

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Recommended FinScore™

300

650

1000

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Effective interest rate on the product

to 20.50 %

Royal Bank of Canada Visa Credit Cards in Sydney (20)

Royal Bank of Canada

RBC U.S. Dollar Visa Gold®

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Royal Bank of Canada Visa Credit Cards in Sydney (21)

Royal Bank of Canada

RBC Avion Visa Infinite Business®

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Recommended FinScore™

300

650

1000

Rate

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Effective interest rate on the product

21.99% - 22.99%

Royal Bank of Canada Visa Credit Cards in Sydney (22)

Royal Bank of Canada

RBC ION+ Visa®

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Recommended FinScore™

300

650

1000

Rate

i

Effective interest rate on the product

21.99% - 22.99%

Royal Bank of Canada Visa Credit Cards in Sydney (23)

Royal Bank of Canada

RBC Rewards Visa Preferred®

Rating by Finanso®

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Recommended FinScore™

300

650

1000

Rate

i

Effective interest rate on the product

21.99% - 22.99%

Royal Bank of Canada Visa Credit Cards in Sydney (24)

Royal Bank of Canada

RBC Avion Visa Business®

Rating by Finanso®

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Recommended FinScore™

300

650

1000

Rate

i

Effective interest rate on the product

21.99% - 22.99%

Royal Bank of Canada Visa Credit Cards in Sydney (25)

Royal Bank of Canada

RBC British Airways Visa Infinite®

Rating by Finanso®

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Recommended FinScore™

300

650

1000

Rate

i

Effective interest rate on the product

21.99% - 22.99%

Royal Bank of Canada Visa Credit Cards in Sydney (26)

Royal Bank of Canada

RBC RateAdvantage Visa®

Rating by Finanso®

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Recommended FinScore™

300

650

1000

Rate

i

Effective interest rate on the product

4.99% - 8.99%

Royal Bank of Canada Visa Credit Cards in Sydney (27)

Royal Bank of Canada

RBC Visa CreditLine for Small Business®

Rating by Finanso®

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Recommended FinScore™

300

650

1000

Rate

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Effective interest rate on the product

2.9% - 11.9%

Royal Bank of Canada Visa Credit Cards in Sydney (28)

RBC Visa Cards Features

  1. Competitive Interest Rates. RBC Visa cards offer competitive interest rates on both purchases and cash advances, ensuring financial flexibility for cardholders.

  2. Avion Points Rewards. Certain RBC Visa cards, like the RBC Avion Visa Infinite and RBC Avion Visa Platinum, allow you to earn Avion points, which can be redeemed for flights within Canada and the U.S., with no blackout dates or airline restrictions.

  3. Welcome Bonuses and Rewards. Select RBC Visa cards, such as the RBC ION+ Visa and moi RBC Visa, provide welcome bonuses and rewards on everyday spending categories like groceries, dining, and gas, enhancing the value for cardholders.

  4. Partner Integrations. RBC Visa cards offer various partner integrations, allowing cardholders to earn additional points or benefits at participating retailers, making each purchase more rewarding.

  5. Insurance Coverage. All RBC Visa cards come with standard insurance coverage, including purchase security and extended warranty protection. Higher-tier Visa cards from RBC offer additional insurance benefits such as travel insurance, rental car insurance, and emergency medical coverage.

  6. Exclusive Benefits. Premium RBC Visa credit cards provide exclusive benefits, including access to Visa's travel rewards program, discounts on subscription services, and access to airport lounges through Visa's travel program.

  7. Security Features. For added security, RBC Visa cardholders can easily lock their cards through the RBC Mobile app if they misplace their cards, providing peace of mind in case of loss or theft.

How to Apply for an RBC Visa Credit Card in Sydney?

  1. Visit the RBC Website. Start by visiting the official website of RBC (Royal Bank of Canada) using your preferred web browser.

  2. Navigate to Credit Cards. Locate the "Credit Cards" section on the RBC website. It is located on the top part of the screen.

  3. View All Credit Cards. Once you're in the credit cards section, you'll find an option to "View All Credit Cards". Click on this option to see the full range of credit cards offered by RBC.

  4. Choose Your Desired Card. Browse through the available RBC Visa cards and choose the one that best suits your needs and preferences based on features, rewards, benefits, and annual fees.

  5. Click "Apply Now". Underneath the details of each card, you'll find a button labeled "Apply Now". Click on this button corresponding to the RBC Visa card you've selected.

  6. Fill Out the Application Form. After clicking "Apply Now," you'll be redirected to a secure application form. Here, you'll need to provide personal information such as your name, address, date of birth, contact details, employment information, and financial details.

  7. Review and Submit Your Application. Carefully review all the information you've entered to ensure its accuracy. Double-check that you've provided all the required details. Once you're satisfied, submit your application by clicking the "Submit" or "Apply" button.

  8. Wait for Approval. After submitting your application, RBC will review your information and conduct a credit check. If approved, you'll receive notification of your approval status and further instructions on card activation and delivery.

  9. Activate Your Card. Upon approval, follow the instructions provided by RBC to activate your new RBC Visa card. This typically involves logging into your online banking account or calling a designated phone number.

  10. Start Using Your Card. Once activated, your new RBC Visa card is ready to use. You can start making purchases, earning rewards, and enjoying the benefits offered by your chosen card.

  11. Apply Through the Mobile App. In addition to applying through the website, you can also apply for an RBC Visa card through the RBC Mobile App. Simply select "More" in the bottom navigation, then under "Products" select "Open an account" and choose "Credit Cards." From there, select the card you want and tap "Apply Now."

  12. Apply Through Calls. If you prefer to apply by phone, you can call +1 (800) 769-25-12 to speak with an RBC Advisor who will assist you in finding the right card and guide you through the application process.

Eligibility Requirements

  1. Minimum Age. In most countries, including the United States and Canada, you must be at least 18 years old to apply for a credit card. Some issuers may require you to be older, such as 21 years old, for certain types of cards.

  2. Residency Status. You typically need to be a resident of the country where you're applying for the credit card. This may require providing proof of address, such as a utility bill or lease agreement, during the application process.

  3. Income. Credit card issuers often have minimum income requirements to ensure that applicants have the means to repay their credit card debt. The specific income threshold can vary depending on the card and issuer.

  4. Credit History. Your credit history plays a significant role in determining your eligibility for a credit card. Issuers will check your credit report to assess your creditworthiness, including factors such as your payment history, credit utilization, length of credit history, and any negative marks like bankruptcies or late payments.

  5. Credit Score. Your credit score is a numerical representation of your creditworthiness, based on the information in your credit report. While each issuer may have different score requirements, generally, a higher credit score increases your chances of approval and may qualify you for better terms and rewards.

  6. Debt-to-Income Ratio. Credit card issuers may also consider your debt-to-income ratio, which is the ratio of your monthly debt payments to your gross monthly income. A lower debt-to-income ratio indicates that you have more disposable income available to handle additional debt, making you a lower risk to lenders.

  7. Employment Status. While not always a strict requirement, having stable employment or a regular source of income can improve your chances of being approved for a credit card. Some issuers may ask for information about your employment status and income during the application process.

  8. Legal Capacity. You must have the legal capacity to enter into a contract, which typically means you cannot be under guardianship or have legal restrictions that would prevent you from taking on debt.

Additional Resources

  • Royal Bank of Canada Review
  • Royal Bank of Canada Account Review
  • How to PayOff Royal Bank of Canada
  • Royal Bank of Canada Mobile App

Sources

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Royal Bank of Canada Visa Credit Cards in Sydney (29)

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Last update 19.08.2024

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FAQs

Do RBC credit cards work internationally? ›

Yes. Your RBC credit card can be used anywhere in the world where credit cards are accepted. Some terminals and ATMs overseas won't accept a PIN with more than 4 digits so be sure to change your PIN before you leave.

Read More ›
Can I use my RBC Visa card in the USA? ›

Use your RBC Bank credit card anywhere Visa is accepted — in-store, online and over the phone.

Keep Reading ›
What credit score do you need for the RBC Visa? ›

As with any credit card, you'll have to get your credit score checked and approved before getting your hands on one of these cards. For most RBC credit cards, you'll need a good credit score to qualify. This equates to a score roughly between 660 and 724 (or better, obviously).

See More ›
Can I use my RBC debit card in Australia? ›

Worldwide acceptance. RBC credit cards are accepted across Canada and around the world. Use your RBC debit card to access ATMs globally, anywhere the PLUS logo is displayed.

Know More ›
Can I use my Visa credit card internationally? ›

Visa and Mastercard are the most widely accepted throughout the world. If a business accepts credit cards, your Visa or Mastercard will likely work fine. The other two — American Express and Discover — do have a global footprint, but they are accepted at fewer merchants.

Learn More Now ›
What credit cards are most accepted internationally? ›

Visa and Mastercard are the most widely accepted credit card issuers worldwide. While American Express and Discover can come in handy, you'll want to bring a backup Visa or Mastercard just in case.

Tell Me More ›
Do I need to notify my credit card when traveling? ›

You're not required to notify your credit card company when you're going away on vacation, but it is highly recommended. By letting your credit card company know where you're going and for how long, your company will know that any card transactions from that location were likely authorized by you.

Know More ›
What exchange rate does RBC Visa use? ›

Foreign Currency Conversion

we post the transaction to your credit card account at an exchange rate that is 2.5% over a benchmark rate Royal Bank of Canada pays on the date of conversion. Annual Fee $20 for the primary card and no annual fee for each additional card.

View Details ›
Do I need to tell RBC I'm travelling? ›

You no longer need to notify us when you travel

We have industry-leading fraud detection systems that protect you and your accounts from suspicious or unauthorized transactions. Just make sure we have your up-to-date contact information so we can reach you if necessary.

Continue Reading ›
What is the highest credit limit RBC? ›

Your Visa Platinum card offers a credit limit up to $50,000. Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster.

See Details ›

What is the minimum income for RBC credit card? ›

Visa Infinite cards: $60,000 (personal) or $100,000 (household) World Elite Mastercard cards: $80,000 (personal) or $150,000 (household) Visa Infinite Privilege cards (except RBC): $150,000 (personal) or $200,000 (household) RBC Visa Infinite Privilege Card: $200,000 (personal) or $200,000 (household)

Keep Reading ›
What is a bad credit score RBC? ›

In Canada, credit scores range from 300 to 900, the latter of which is the highest number an individual can achieve. In general, a score above 650 will likely qualify you for a standard loan while a score under 650 will likely bring difficulty in receiving new credit.

See More ›
Can I use my Canadian bank card in Australia? ›

You can take your Canadian debit card with you and access money through most ATMs in Australia, if your Canadian bank card is accessible via the Plus or Maestro systems (check the symbols on the bank of your debit card). This is one way to access money from overseas when you are in Australia.

Learn More Now ›
Can I use my Canadian RBC card in the US? ›

You can use your RBC Royal Bank® Client Card to make debit purchases at retailers and businesses throughout the United States. RBC's Cross-Border Debit service is an easy and secure alternative to carrying large amounts of cash when you travel.

Get More Info Here ›
Does RBC have banks in Australia? ›

Royal Bank first established a presence in Australia through a wholly owned subsidiary, RoyAust Limited (later RBC Australia Limited), a merchant bank and money market dealer.

Discover More ›
Can I use my Canadian credit card in the USA? ›

Whether you travel to the U.S. or make purchases from U.S. retailers, spending south of the border means you'll be paying for things in U.S. dollars. You can use your Canadian credit card to cover your expenses, but it'll cost you. A U.S. currency credit card may save you money.

Show Me More ›
Does RBC charge for foreign transactions? ›

RBC Bank Foreign Transaction Fees: Visa Signature Black - 1.5% of the U.S. dollar amount of the transaction, Visa Signature Black Plus - Foreign transaction fee does not apply, Visa Platinum - 3.0% of the U.S. dollar amount of the transaction.

Get More Info Here ›
How do I enable international transactions on RBC? ›

If signed into RBC Online Banking:
  1. On the right side of the Accounts Summary page, under Quick Payments & Transfers, select "International Money Transfer".
  2. Follow the on-screen instructions.

Continue Reading ›
Which bank credit card can be used internationally? ›

Top Credit Cards for International Travel in 2024
Credit CardJoining Fee
HDFC Bank Infinia Credit CardRs.12,500
SBI Card EliteRs.4,999
AU Bank Zenith+ Credit CardRs.4,999
Axis Bank Magnus Credit CardRs.12,500
6 more rows

See Details ›
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